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If you have any questions about this guide or Instant Bank Transfer implementation, contact us at [email protected].

Starting the Integration

The implementation overview and flow serves as the merchant’s guide to completing the Instant Bank Transfer implementation. Continue to refer to this flow during your integration.

New merchants are provided with test credentials for our staging servers. These credentials are used for system integration and subsequent testing and certification. For more information, see Getting Started with Instant Bank Transfer.

When you have completed your implementation, to ensure the consumer has the best experience with the merchant and Instant Bank Transfer, the integration team will certify your integration to ensure all of the requirements are met, including the reconciliation and reporting API, branding requirements, and error messaging.

Implementation Flow

1. Interactive Transaction Requests
2. Verifying Transaction Notifications
3. Financial Institution Returns
   1. Return Notifications
   2. Risk Management Requirements
4. Verified Payouts
5. Brand Requirements
6. Consumer Experience Requirements