EFT Return Codes
When a payment is returned by the Consumer's bank, the applicable return reason code is included in the return notification.
| Return Code | Description |
|---|---|
| 900 | Edit reject |
| 901 | NSF (debit only) |
| 902 | Account not found |
| 903 | Payment stopped / recalled |
| 905 | Account closed |
| 907 | No debit allowed |
| 908 | Funds not cleared (debit only) |
| 909 | Currency / account mismatch |
| 910 | Payor / payee deceased |
| 911 | Account frozen |
| 912 | Invalid / incorrect account no. |
| 914 | Incorrect payor / payee name |
| 915 | No agreement existed |
| 916 | Not according to agreement - personal |
| 917 | Agreement revoked - personal |
| 918 | No confirmation / pre-notification - personal |
| 919 | Not according to agreement - business |
| 920 | Agreement revoked - business |
| 921 | No confirmation / pre-notification - business |
| 922 | Customer initiated return |
| 990 | Institution in default |
Updated 4 months ago